Summary

• An annuity can provide a steady stream of reliable income during retirement
• You can build your own annuity with benefits not available elsewhere
• Dividends completely cover my Required Minimum Distributions and the principle continues to grow
• Commercial annuities invest if the same types stocks and bonds you can purchase
• Commercial annuities have substantial fees, end of life limitations and no return of capital
• My investments include a taxable account, ROTH IRA and a IRA. This article covers my IRA “annuity”